RETIREMENT INVESTMENTS (401K, IRAs, Pension, Annuities, etc.)

ESG investing, or “Environmental, Social, and Governance” investing, is a popular investment strategy that considers a company's environmental impact, social responsibility, and governance practices alongside traditional financial metrics when making investment decisions. This approach allows investors to align their financial goals with their values and potentially contribute to a more sustainable and equitable world. Few are entirely carbon-free. Looking at a fund’s holdings may reveal they are heavily invested in Tech, or Financial Services. It’s also possible to choose female-owned businesses, racially-specific choices, and foreign companies. etc.

Green Century has a unique award-winning policy of influencing companies’ green practices as a shareholder. Read more.

An equity rating service (e.g., Morningstar) can show a company’s carbon-free status and holdings. Note these are only calculated every 6 months.

As You Sow works with companies and offers screening based on such climate change issues as Climate Inflation, Carbon Risk, Methane Reduction, Fossil Fuel Funding, Energy Sector Transition. It also provides scorecards of Racial Justice and Workplace Equity.

Green America also offers guidance about how to choose a financial advisor, and searching online yields many other resources. It’s important whether an advisor is compensated by the source of the investments, a percentage of your total investment, or hourly.